Mr. Brown is the manager for a retail bank in Malaysia, the bank issues credit card to profitable customers. Usually, the credit score of a customer in terms of his or her projected probability of being a profitable customer. A typical scoring table are given in TABLE Q3(a).

TABLE Q3(a): Points table Age Under 25 25-29 30-34 35 + (12 points) (5 points) (3 points) (18 points) Time at same 80 Probability 0.70 0.75 0.80 0.85 0.90 0.95 0.97 70 Three potential customers are applied for a new credit card. The manager interest to provide only one out of three customers who scored maximum projected probability of a profitable customer. Customer details are given in TABLE Q3(c). 42 36 24 TABLE Q3(c): Customer details Name Abdul Bob Chen Age Time at same 9 2 4 address Car age 2 3 7 Monthly car loan RM 140 RM 100 RM 350 payment Housing loan RM 600 RM 700 None payment Fixed deposit / None Fixed deposit only Savings only Savings account Justify your answer based on all six criteria and with proper explanation and calculations to the identified profitable customer. [30 marks) - END OF PAPER