Mr. Chan (Non-Muslim) is 78 years old, a successful businessman. He was married to Mrs. Hang, and was given 3 children, two sons and a daughter. Mr. Chan passed away without leaving a will. His father had passed away earlier but his mother is still living. The assets of the estate are as follows:

Assets	Notes
Cash amounting to RM370,000.00	In current account at a local bank. The bank has frozen it and the widow is not allowed to deal with the money.
A house of RM570,000.00	The monthly payment on bank loans on this house is paid by Mr. Chan. The house had a mortgage insurance for settling the outstanding loan upon death.
EPF Savings amounting to RM210,000.00	Named wife as nominee.
Family insurance plan worth RM180,000.00	Named mother as nominee.
A Toyota CHR car worth RM109,000.00	The monthly installment for this car hire purchase agreement is still ongoing.
Fixed deposit at a local bank amounting to RM400,000.00	The account has frozen.
Public Mutual trust fund worth RM50,000.00

REQUIRED:

Assist Mr. Chans legal heirs to provide estate allocation to the above assets.

[30 marks]