Mr$.$ Deneau accumulated $$74,000$ in an RRSP$.$ He converted the RRSP into a RRIF and started to withdraw $$2700$ at the end of every three months from the fund. If interest is $8\mathrm{.}45\%$ compounded monthly, for how long can Mr$.$ Deneau make withdrawals? State your answer in years and months $($from $0$ to $11$ months$).$

He can make withdrawals for $$ year$($s$)$ and $$ month$($s$).$