Mr$.$ Deneau accumulated $$79,000$ in an RRSP$.$ He converted the RRSP into a RRIF and started to withdraw $$1500$ at

the end of every month from the fund. If interest is $6\mathrm{.}65\%$ compounded semi$-$annually, for how long can Mr$.$ Deneau

make withdrawals? State your answer in years and months $($from $0$ to $11$ months$).$

He can make withdrawals for year$($s$)$ and month$($s$).$