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Mr . Dyer wants to make deposits ( D ) at the end of each of the following four years. Due to other family responsibilities,

Mr. Dyer wants to make deposits (D) at the end of each of the following four years. Due to other family responsibilities, he will not be able to make any deposits in years 5 & 6. Then he plans to withdraw $40,000 at the end of years 7,8,9 &10.
W = withdrawal = $40,000/year
D = deposit
No deposits in years 5 & 6
k =10% from today, until the end of year 5,and 12% thereafter. Find D. Choose the closest answer.

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