Mr. Hamood, a new graduate from Higher College of Technology is planning to establish a business to import face masks and sanitizers from China. His counterpart in China needs all payments through bank drafts with a promise from the bank to make payments Mr. Hamood approached Bank Nizwa to discuss the matter. If you are the bank manager of Bank Nizwa, which of the following financial instrument you suggest based on the nature of the business established by Mr. Hamood? O a. Bankers acceptances O b. Certificate of deposits O c. Current bank Account O d. Bank overdraft