Mr. Juan issued a check to Pedro for P100,000 payable 30 days after it was drawn. When Pedro deposited the check, the bank dishonored the check. What are the available defenses of Juan in order that he should be not charged criminally for the check he has issued to Pedro?

1. How much is claimable insured deposit and unclaimable deposit. Explain your answer.

Depositor/Owner of Account in X bank Type of deposit Account Balance Juan Tu/own account Savings Account A P300,000 Juan Tu/own account Checking Account B 100,000 Juan Tu/own account and sole proprietorship Savings Deposit C P40,000 Tu Flower shop Joint Account Mr. & Mrs. Juan Tu Savings Account D P200,000 Mr. Juan Tu Jr. Account, Trustor Mr. Juan Tu Savings F P500,000