Mr.Ismail has an obligation to pay $20,000 in six months. To prepare for this liability, he considers buying a 26-week U.S treasury bill with face value 20,000. Instead, he decides to buy a U.S. T-bill that matures in 13 weeks with face value of 19,800 and quoted rate of 3.27%. Upon maturity, he will immediately use the entire $19,800 to purchase another 13-week U.S. treasury bill. What is the minimum quoted rate he can accept for the second T-bill so as to meet his 20,000 liability