Mrs. Blue Gray has a dwelling in Scott County which is covered under a MRPIUA policy. During a storm, wind-driven rain entered her living room through a gap in the chimney flashing that has existed for several years without incident. Mrs. Gray sustained damage to her ceiling, walls and leather armchair where she likes to sit by the fire and read Harry Potter novels each night. Which of the following statements is the most true about how Mrs. Gray's policy will apply? Coverage will not apply because there is no coverage on the policy for the peril of windstorm. Coverage will apply to all of the damage because it was caused by wind-driven rain and through no fault of her own. Coverage will apply to the repairs to the walls and ceiling, but not to the sofa because the water did not enter through an opening created bv the storm for several years without incident. Mrs. Gray sustained damage to her ceiling, walls and leather armchair where she likes to sit by the fire and read Harry Potter novels each night. Which of the following statements is the most true about how Mrs. Gray's policy will apply? Coverage will not apply because there is no coverage on the policy for the peril of windstorm. Coverage will apply to all of the damage because it was caused by wind-driven rain and through no fault of her own. Coverage will apply to the repairs to the walls and ceiling, but not to the sofa because the water did not enter through an opening created by the storm. Coverage will not apply to the structural repairs or to the contents because the water did not enter through an opening created by the storm. 40 of 40 Questions Remaining Question 11 Select the appropriate response Mrs. Hamilton owns a dwelling in Simpson County. While she was visiting her local boutique, juvenile delinquents broke into her home and stole her flat screen TV and a handful of gold coins she had procured from an old friend who recently retired from a career in piracy. Which statement is most true about how Mrs. Hamilton's policy will apply? The policy will pay Mrs. Hamilton nothing, because theft is specifically excluded. The policy will pay for Mrs. Hamilton's television, but will not cover the gold coins as coins are listed as "Property Not Covered." The policy would cover Mrs. Hamilton's television but since it was over 10 years old, after depreciation it will have no remaining value so the claim will be denied. Mrs. Hamilton owns a dwelling in Simpson County. While she was visiting her local boutique, juvenile delinquents broke into her home and stole her flat screen TV and a handful of gold coins she had procured from an old friend who recently retired from a career in piracy. Which statement is most true about how Mrs. Hamilton's policy will apply? The policy will pay Mrs. Hamilton nothing, because theft is specifically excluded. The policy will pay for Mrs. Hamilton's television, but will not cover the gold coins as coins are listed as "Property Not Covered." The policy would cover Mrs. Hamilton's television but since it was over 10 years old, after depreciation it will have no remaining value so the claim will be denied. The policy will pay Mrs. Hamilton nothing, because she failed to install the security system her agent recommended