Mrs$.$ Galgano plans to buy a $2022$ Tesla Model Y which cost S$65000.$ She made a down payment of

$$4,500$ and still has about $$60,500$ to pay for the remaining cost of the SUV. At this moment, she is left with

no option but to obtain a loan from either the Tesla finance group at an APR of $6\mathrm{.}00\%$ per year compounded

monthly or from Bank of America car loan finance program at an APR of $4\mathrm{.}86\%$ per year compound monthly.

The payment plan for either of the two finance groups is to span a $3$ year of monthly payment at the monthly

rate of the stipulated ARs respectively.

Indicate all that is given to solve the problem and draw the cash flow diagram

How much saving will Mrs$.$ Galgano makes montaly if opting for the Bank of America APR over the Tesla

finance group APR.

What will be the Bank of America's pay$-$off amount after a I year of Montly payment for the Tesla Model Y$.$

Also draw the cash flow diagram to show how the pay$-$ofi was made.