)Mrs. Shaheena has a bank account in Standard Chartered Bank (Pak) Limited, having balance of Rs. 60,000,00/- ( Rupees sixty Lac) and has travelled abroad. In her absence, her cousin namely Ms. Farah got access to his cheque book who fraudulently fills it for the amount of Rs. 20,000,00/- and do the fake signature present it before the banker along with the photo copy of CNIC of Mrs. Shaheena.Ms. Farha while presenting the cheque takes a veil on her face and shows herself as Mrs. Shaheena. The banker considering her the original account holder delivers the amount to her.

1. Explain whether bank is liable to Mrs. Shaheena or not with reason?

2. What remedy is available to Mrs. Shaheena against the bank?