Mrs. Smith recently purchased a new home on August 15^th, 2021. Prior to the purchase of the home, Mrs. Smith had a home inspection completed by home inspector Keith Truth from Truth Home Inspections on August 12^th, 2021, whose home inspection report detailed missing shingles on the roof with a recommendation for Mrs. Smith to contact a licensed roofer. On August 18^th, 2021, a few days after the purchase of the home, Mrs. Smith noticed water stains on the kitchen ceiling. Mrs. Smith did nothing at the time of discovery; however, a few months later she realized the stains were now larger. On October 15^th, 2021, Mrs. Smith contacted a roofer to find out if there was a leak causing the water stains. On October 18^th, 2021, John Jax, a roofer from Jax Roofing arrived at the home, inspected the roof and told Mrs. Smith she had missing shingles on the roof which were most likely from a windstorm that occurred on September 10, 2021. John Jax tells Mrs. Smith to file a claim with her insurance company and had Mrs. Smith sign an Assignment of Benefits document. John Jax also told Mrs. Smith not to worry because he will take care of everything and get her a new roof through the insurance claim.

1. Identify and list 3 red flags.
2. Identify the potential insurance fraud.
3. Create a timeline of events from the scenario.
4. List several resources you would utilize to conduct a background investigation of Jax Roofing.