Mrs. Vandelay just won the U.S. Publishers Sweepstakes. He must decide whether to take a lump sum payment of $5,000,000 now or $500,000 at the end of each year for 25 years. If Mrs. Vandelay expects an interest rate of 10%, which payment plan should benefit him more?

	a.	$500,000 at the end of each year for 25 years
	b.	A lump sum payment of $5,000,000 now