Mrs.X is 54 years old and her spouse is 67. Mrs.X's spouse qualifies for the disability tax credit. Mrs.X has 2020 Net Income For Tax Purposes of $109,000, while her spouse has 2020 Net Income For Tax Purposes of $6,200. Mrs.X's income is all derived from her investments. What is the amount of the federal non-refundable tax credits that Mrs.X can used to reduce her federal tax payable for 2020?

A. $3,271

B. $4,235

C. $5,812

D. $4,184