1. Ms. Afiya has the opportunity to invest RM20,000 in a project that will generate cash inflows of RM5,000 at the end of each of the next 10 years. Alternatively, Ms. Afiya can invest the RM20,000 in a savings account that pays an annual interest rate of 8%. If she chooses the savings account, she plans to withdraw RM5,000 at the end of each of the next 10 years. Which investment option would provide her with a higher total amount of cash inflows, assuming a discount rate of 6%?