Ms$.$ Day needs $$20,000$ to buy her dream car. In her search for the best $($low cost$)$ loan, she has gathered the following information from three local banks. Which bank would you recommend Ms$.$ Day borrow from?

Bank A

Payment $=$ $$8326\mathrm{.}4$

Term $=3$

Bank B

Payment $=$ $$6,309\mathrm{.}15$

Term $=4$

Bank C

Payment $=$ $$5,411\mathrm{.}25$

Term $=5$