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Ms. Delgado has $69,000 in income this year and will have $49,000 next year. The market interest rate is 10 percent per year. Suppose Ms.

Ms. Delgado has $69,000 in income this year and will have $49,000 next year. The market interest rate is 10 percent per year. Suppose Ms. Delgado consumes $89,000 this year. How much will be available for her consumption next year?

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