Ms. Lissa would like to deposit RM57,000 into her account this year that pays 4% per year. After that she plans to continue deposit into her account for the next five years with RM4,000 more than the previous year. (a) Determine the total value of Ms. Lissa's savings at the end of five years. (b) Ms. Lissa still not sure what tax planning is. Briefly explain to her the usual of tax planning. Ms. Lissa knows that when she finance purchases there are several dilemmas. Discuss. (c)