Ms$.$ Marsha Ramsey is an employee of Ramsey Inc, a large private company in which her husband owns $65\%$ of the outstanding shares. Ms$.$ Ramsey owns the remaining $35\%$ of the shares. On May $1,2020,$ she receives a $$63000$ interest free loan that will be used to purchase an automobile to be used in her employment duties. The loan is to be repaid on April $30,2025.$ Assume the prescribed rate for all of $2020$ is $2\%.$ Assuming that this loan is received in her capacity as a shareholder NOT as an employee, how much will her $2020$ net income increase as a result of this loan?

Round to the nearest dollar. Do NOT write commas, dollar signs, or decimals in your response. Enter the response as a positive number.