Ms Thuy has an option, which invests in a bond, a stock, and buys an apartment with a total value of 3 bil VND this year. She receives 1 bil VND from her parents as a birthday gift and borrows the remaining capital from the bank to finance such investments. The borrowing charges her an interest rate of 10% annually, and she borrows for 10 years. She needs to pay the debt at the end of year 10. Regarding the bond investment, she could receive a coupon of 30 mil VND every 6 months and 1 bil VND at the end of year 10. She expects to receive a dividend of 20 mil VND at the end of each year until year 5. Then, she thinks that she can sell the stock with the value of 1.4 bil VND at the end of year 5 and does not continue investing in stocks. She purchases the apartment and leases it with an income of 100 mil VND per year. She intends to sell the apartment at the end of year 7 with the value of 1.5 bil VND. Assume that the discount rate is 10% annually.

2.1.Calculate the present value of the bond investment

2.2.Calculate the present value of the stock investment

2.3.Calculate the present value of the apartment investment

2.4.Should Ms Thuy go with this option? Explain why or why not?