Multiple construction contractors working on the Islander II project are insured under a wrap-up program. Which one of the following is true regarding this? Available answer options Select only one option A The program is planned where most or all of the contractors on a project are covered by one insurer. B The program has a disadvantage of additional subrogation actions when claims do occur. C The program in most states allows one workers compensation policy to cover all workers on the project. D The program usually combines surety with some other insurance coverages