Murabahah Financing -AAOIFI FAS 2 Question One " Bank Shari'ah provides a financing facility based on Murabahah to the Purchase Orderer principles to Ahmad Ali for the purpose of house purchase. - The financing is amounting to N300,000 at a constant rate of return 8% for a period of 5 years. - At the end of the contract, Ahmad owes the bank amounting to N32,000. - As part of the normal requirements, the customers will be charged a penalty fee of 3% per annum for any outstanding amount due at the end of the contract and the amount collected is normally disbursed as charity