Mutually exclusive projects X and Y have an initial cost of $78,000 each. Project X has annual cash flows for Years 1 to 3 of $28,300, $31,500, and $22,300, respectively. Project Y has annual cash flows for Year 1 of $36,900 and $40,500 for Year 2. What is the crossover rate? 17.17 percent 16.33 percent 17.32 percent 16.99 percent 15.20 percent