My friend Steve has been looking for work and just received two job offers. Both jobs include generous life and disability income coverage. Employer A offers a 401(k) plan with matching contributions. This employer also offers a High Deductible Health Plan and provides a monthly contribution to a Health Savings Account. Employer Job B offers a pension with graded vesting and offers a Preferred Provider Organization health plan. If Steve is equally satisfied with the job requirements and the salaries offered by the two employers, what should he consider in making this decision? Explain the pros and cons of each job