My goal is to save up enough money to purchase four horses. I would like to save $40,000. I looked at investing in a CD plan from Acme Credit union as they pay an annual interest rate of 0.58%. I also looked at a savings plan through my retirement plan that pays an annual interest rate of 0.6%. I would like to have the money within 5 years for my 30th birthday. I went with the CD because I found out that because I am so young, I will be penalized if I withdraw any money through my retirement plan. I got my information by calling Acme credit union and also investigated them online. I went down to the teacher's retirement system and discussed my options through them. Since the penalty would be 20%, I realized it would be better if I went with the CD. I worked out how much money | would need to save EACH year by using the required formula. It would be $7907.24 per year. One of the roadblocks might be that although I have job security, I am trying to have a baby and multiple births run in my family. If I have to take a leave, I might have to stop saving as babies cost a lot of money. Hopefully my husband who a very high ranking official in the Army will retire and come home. He can stay home with the children. I am hoping to have my four horses by 2025 and meet my goal. My goal is to save up enough money to purchase four horses. I would like to save $40,000. I looked at investing in a CD plan from Acme Credit union as they pay an annual interest rate of 0.58%. I also looked at a savings plan through my retirement plan that pays an annual interest rate of 0.6%. I would like to have the money within 5 years for my 30th birthday. I went with the CD because I found out that because I am so young, I will be penalized if I withdraw any money through my retirement plan. I got my information by calling Acme credit union and also investigated them online. I went down to the teacher's retirement system and discussed my options through them. Since the penalty would be 20%, I realized it would be better if I went with the CD. I worked out how much money | would need to save EACH year by using the required formula. It would be $7907.24 per year. One of the roadblocks might be that although I have job security, I am trying to have a baby and multiple births run in my family. If I have to take a leave, I might have to stop saving as babies cost a lot of money. Hopefully my husband who a very high ranking official in the Army will retire and come home. He can stay home with the children. I am hoping to have my four horses by 2025 and meet my goal