MY MAXIS 4G 10:41 AM 85% Done PROBLEM SCENARIO DPB2... READ THIS ARTICLE BNM: MALAYSIA'S BANKING SYSTEM CONTINUES TO MAINTAIN HEALTHY LIQUIDITY This article first appeared in The Malay Mail. KUALA LUMPUR. May 31-The banking system continued to maintain healthy squidly positions recording a strong liquidity coverage ratio of 156.7 percent, a position which remained supportive of intermediation activities said Bank Negara Malaysia (BNM) The central bank said the banking system sow stable funding growth, particularly in retail deposits which continued to support banks intermediation activities with the aggregate net stable funding ratio (NSFR) standing of 139.0 percent as of March 2022 The aset qually in the banking ryem oho remoined intact with overal grass impoted and net impoked loans nos remaining table at 16 percent and 0.9 percent respectively, it said in its monthly highlights April 2022 report which was released today "Banks continued to be prudent in loon provisioning to buffer against potential creat losses, with total provisions and regulatory reserves amounting to RM40.2 billion in April 2002 om RM398 billion in March 2022 "Total provisions stood at 1.8 percent as a share of total banking system loans ond 113.4 percent of impared loans," it sold SNM noted that the net financing growth was also sustained in April, continued to grow at 46 percent. supported by higher growth in outstanding loans of 5.0 percent compared to 46 percent in March amid some moderation in the growth of outstanding corporate bonds at 37 percent against 46 percent in March "The outstanding household loon growth was sustained of 4.9 percent reflecting steady growth across most purposes. "Growth in loon dibunements during the month was slightly higher at 108 percent versus 102 percent in March amid a pickup in loan repayments growth of 8.5 percent (March: 32 percent" said BNM For businesses outstanding loon growth increased to 5.7 percent hom 4.5 percent in March reflecting higher growth in working copital loans which rose to 8.3 percent from 6.3 percent in March, as the growth in working copitol dibunements outpaced that of repayments. It added. On the financial market, BNM said that the bond yields had increased diven mairly by external developments. In April, it said global financial conditions tightened due to expectations of faster 15 monetary policy normalization and higher investor risk aversion due to the military confict in one, and despite spil over to the domestic financial markets, adjustments remained orderly amid healthy average trading volumes "The 10-year MGS yields rose by 53 baus points, alongside higher bond yields globaly. The FBM KLC increased marginaly by 08 percent due to improved prospech for the domestic economy as Malaysia transitioned into endemicity "Meanwhile, the ringgit depreciated, in line with major and regional currencies, following foreign portfolo outflows during the month, os investors realocated their funds into safe haven assets such as in the US BNM said. On the export. BNM said Malaysia's export grew by 20.7 percent in Apri against 25.3 percent in March reflecting continued strength across Malaysia's export product. "Moving forward, export performance will continue to benefit from external demand and global technology upcycle. In addition, high commodity prices and improving production will provide further impetus to exports "Nonetheless, the trade outlook remains contingent on the global supply chain eruptions and the military conflict in Ukraine the central bork said MY MAXIS 4G 10:41 AM 85% Done PROBLEM SCENARIO DPB2... "Banks continued to be prudent in loan provisioning to butler against potential credit losses with total provisions and regulatory reserves amounting to RM40.2 billion in April 2022 from RM398 billion in March 2022 "Total provisions stood at 1.8 percent as a share of total banking system loom ond 113.4 percent of impared loans," it sold. SNM noted that the net financing growth was also sustained in April, continued to grow at 46 percent, supported by higher growth in outstanding loans of 50 percent compared to 46 percent in March omid some moderation in the growth of outstanding corporate bonds of 3.7 percent against 46 percent in March "The outstanding household loon growth was sustained at 4.9 percent, reflecting steady growth across most purposes "Growth in toon dibunements during the month was slightly higher at 108 percent venus 102 percent in March amid a pickup in loan repayments growth of 85 percent (March 32 percent," said M For businesses, outstanding loon growth increased to 5.7 percent from 45 percent in March reflecting higher growth in working capital loans which rose to 8.3 percent from 6.3 percent in March, at the growth in working capital d sements outpaced that of repayments. It added On the financial market, NM said that the bond yields had increased diven mainly by extemal developments In Apr, it said global financial conditions tightened due to expectations of faster US monetary policy normalization and higher investor risk oversion due to the military confict in Upine and despite spil over to the domestic financial markets adjustments remained orderly amid healthy average trading volumes "The 10-year MGS yields rose by $3 basis points, alongside higher bond yields globaly, the FBM KLC increased marginaly by 0.8 percent due to improved prospect for the domestic economy as Malaysia transitioned into endemicity "Meanwhile, the ringgit depreciated, in line with major and regional cumencies following formign portfolo outflows during the month, os investon realocated their funds info sale-hoven assets such as in the US, BNM joid On the export. BNMsaid Malaysia's export grew by 20.7 percent in April against 253 percent in March reflecting continued strength across Malaysia's export produch. "Moving forward, export performance will continue to benefit from external demand and global technology upcycle, in addition, high commodity prices and improving production will provide further impetus to exports "Nonetheless the trade outlook remains contingent on the globot supply chain daruptions and the military confict in Ukraine, the central bank said. Meanwhile, BNM noted that Malaysia's headine intation slightly increased to 23 percent in Aprl from 2.2 percent in March, while.com ination was marginally higher of 2.1 percent against 20 percent in March "The increase in inflation was due mainly to higher inflation for food away from home, or travel fares. and repair and maintenance for personal transport." it added. -- BERNAMA QUESTIONS This article is shown the central bank supports banks' intermediation activities to maintain healthy liquidity affects the ringgit and inflation in our country. LExplain the effects of inflation when the banking system continues to maintain healthy liquidity. 2. What are the other instruments in monetary policy used to overcome inflation MY MAXIS 4G 10:41 AM 85% Done PROBLEM SCENARIO DPB2... READ THIS ARTICLE BNM: MALAYSIA'S BANKING SYSTEM CONTINUES TO MAINTAIN HEALTHY LIQUIDITY This article first appeared in The Malay Mail. KUALA LUMPUR. May 31-The banking system continued to maintain healthy squidly positions recording a strong liquidity coverage ratio of 156.7 percent, a position which remained supportive of intermediation activities said Bank Negara Malaysia (BNM) The central bank said the banking system sow stable funding growth, particularly in retail deposits which continued to support banks intermediation activities with the aggregate net stable funding ratio (NSFR) standing of 139.0 percent as of March 2022 The aset qually in the banking ryem oho remoined intact with overal grass impoted and net impoked loans nos remaining table at 16 percent and 0.9 percent respectively, it said in its monthly highlights April 2022 report which was released today "Banks continued to be prudent in loon provisioning to buffer against potential creat losses, with total provisions and regulatory reserves amounting to RM40.2 billion in April 2002 om RM398 billion in March 2022 "Total provisions stood at 1.8 percent as a share of total banking system loans ond 113.4 percent of impared loans," it sold SNM noted that the net financing growth was also sustained in April, continued to grow at 46 percent. supported by higher growth in outstanding loans of 5.0 percent compared to 46 percent in March amid some moderation in the growth of outstanding corporate bonds at 37 percent against 46 percent in March "The outstanding household loon growth was sustained of 4.9 percent reflecting steady growth across most purposes. "Growth in loon dibunements during the month was slightly higher at 108 percent versus 102 percent in March amid a pickup in loan repayments growth of 8.5 percent (March: 32 percent" said BNM For businesses outstanding loon growth increased to 5.7 percent hom 4.5 percent in March reflecting higher growth in working copital loans which rose to 8.3 percent from 6.3 percent in March, as the growth in working copitol dibunements outpaced that of repayments. It added. On the financial market, BNM said that the bond yields had increased diven mairly by external developments. In April, it said global financial conditions tightened due to expectations of faster 15 monetary policy normalization and higher investor risk aversion due to the military confict in one, and despite spil over to the domestic financial markets, adjustments remained orderly amid healthy average trading volumes "The 10-year MGS yields rose by 53 baus points, alongside higher bond yields globaly. The FBM KLC increased marginaly by 08 percent due to improved prospech for the domestic economy as Malaysia transitioned into endemicity "Meanwhile, the ringgit depreciated, in line with major and regional currencies, following foreign portfolo outflows during the month, os investors realocated their funds into safe haven assets such as in the US BNM said. On the export. BNM said Malaysia's export grew by 20.7 percent in Apri against 25.3 percent in March reflecting continued strength across Malaysia's export product. "Moving forward, export performance will continue to benefit from external demand and global technology upcycle. In addition, high commodity prices and improving production will provide further impetus to exports "Nonetheless, the trade outlook remains contingent on the global supply chain eruptions and the military conflict in Ukraine the central bork said MY MAXIS 4G 10:41 AM 85% Done PROBLEM SCENARIO DPB2... "Banks continued to be prudent in loan provisioning to butler against potential credit losses with total provisions and regulatory reserves amounting to RM40.2 billion in April 2022 from RM398 billion in March 2022 "Total provisions stood at 1.8 percent as a share of total banking system loom ond 113.4 percent of impared loans," it sold. SNM noted that the net financing growth was also sustained in April, continued to grow at 46 percent, supported by higher growth in outstanding loans of 50 percent compared to 46 percent in March omid some moderation in the growth of outstanding corporate bonds of 3.7 percent against 46 percent in March "The outstanding household loon growth was sustained at 4.9 percent, reflecting steady growth across most purposes "Growth in toon dibunements during the month was slightly higher at 108 percent venus 102 percent in March amid a pickup in loan repayments growth of 85 percent (March 32 percent," said M For businesses, outstanding loon growth increased to 5.7 percent from 45 percent in March reflecting higher growth in working capital loans which rose to 8.3 percent from 6.3 percent in March, at the growth in working capital d sements outpaced that of repayments. It added On the financial market, NM said that the bond yields had increased diven mainly by extemal developments In Apr, it said global financial conditions tightened due to expectations of faster US monetary policy normalization and higher investor risk oversion due to the military confict in Upine and despite spil over to the domestic financial markets adjustments remained orderly amid healthy average trading volumes "The 10-year MGS yields rose by $3 basis points, alongside higher bond yields globaly, the FBM KLC increased marginaly by 0.8 percent due to improved prospect for the domestic economy as Malaysia transitioned into endemicity "Meanwhile, the ringgit depreciated, in line with major and regional cumencies following formign portfolo outflows during the month, os investon realocated their funds info sale-hoven assets such as in the US, BNM joid On the export. BNMsaid Malaysia's export grew by 20.7 percent in April against 253 percent in March reflecting continued strength across Malaysia's export produch. "Moving forward, export performance will continue to benefit from external demand and global technology upcycle, in addition, high commodity prices and improving production will provide further impetus to exports "Nonetheless the trade outlook remains contingent on the globot supply chain daruptions and the military confict in Ukraine, the central bank said. Meanwhile, BNM noted that Malaysia's headine intation slightly increased to 23 percent in Aprl from 2.2 percent in March, while.com ination was marginally higher of 2.1 percent against 20 percent in March "The increase in inflation was due mainly to higher inflation for food away from home, or travel fares. and repair and maintenance for personal transport." it added. -- BERNAMA QUESTIONS This article is shown the central bank supports banks' intermediation activities to maintain healthy liquidity affects the ringgit and inflation in our country. LExplain the effects of inflation when the banking system continues to maintain healthy liquidity. 2. What are the other instruments in monetary policy used to overcome inflation