my questions are in the word document and they are in the subject of retirement planing and employee benefits

5. which of the following statements about nonqualified stock option (NQSOs) are correct? A. There is only one specified manner in which nonqualified stock option plans may be designed. B. There are no nondiscrimination rules to apply when establishing one of these plans. C. The option price when granted may be less than the fair market value of the underlying stock at that time. D. when the employee purchases share, the employer must withhold and pay federal income taxes with respect to the bargain element of the share purchased. 6. The biggest disadvantage for the employee with a funded, vested, nonqualified deferred compensation plan is A. The employer can easily change its mind and take the money back B. The money the employer set aside for future payment is taxed to the employee now C. The employer cannot take a current deduction for the payments, reducing the amount it is willing to contribute D. It typically cuts in to badly needed current income 7. Which one of the following statements regarding stock appreciation rights (SARs) is correct? A. They are often granted in connection with the grant of either nonqualified or incentive stock options B. The eventual distribution must be in company stock C. The date of the exercise of the option is completely at the discretion of the employer D. They dilute ownership of prior shareholders at the time of the granting of the rights 8. Which of the following statements about restricted stock plans are correct? A. Without restrictions, the stock granted to the employee would be taxed as income now B. Sometimes called golden handcuffs restricted stock is used to discourage employees from working for a competitor C. Employers like these because they provide a current deduction for the company, but the employee reports income only when the stock is sold. D. The restrictions prevent dilution of ownership among the other owners. 15. A provision in a nonqualified plan providing that in the event of a takeover the executive will receive a bonus or the immediate payout of all benefits, or both, is A. an incentive pay provision B. a golden parachute provision C. a golden handshake provision D. a golden handcuffs provision 16. Monica Lewinsky's employer has recognized her invaluable service to the company and has set up a secular trust for her benefit at retirement. What are the advantages of this trust arrangement for Ms. Lewinsky? A. She is able to defer tax on a portion of her current income B. since Monica currently pays tax on the contributions to the trust, her retirement payments from the trust will be tax free C. Monica has the security of knowing that her benefits cannot be taken over by creditors of the company D. she can elect income deferrals into the trust after the associated services have been performed