Mystic Magic issued a $197,513 note on January 1, 2018 to a customer, Amy Arnold, in exchange for merchandise. Terms of the note are 9-month maturity date on October 1, 2018 at a 6% annual interest rate. Amy Arnold does not pay on her account and dishonors the note. On November 10, 2018, Mystic Magic decides to sell the dishonored note to a collection agency for 38% of its value. How much cash does Mystic Magic receive on November 10, 2018? Round to the nearest penny, two decimal places.

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