1. 1. Name two popular ways one can enhance the protection of personal property in their home insurance policy?

2. 2.How can one enhance protection against lawsuits connected with injuries in their home

3. 3.X took out a $200,000 insurance policy when she purchased her home. Subsequently, the home value increased to $300,000. If she incurred $60,000 worth of damage how much of recovery should she expect in light of the “80 percent rule”? How much would need to be insured to get a full $60,000 recovery?