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Nancy and Joe are married and in need of permanent life insurance. They anticipate their incomes substantially increasing in the next 3 to 8 years,

Nancy and Joe are married and in need of permanent life insurance. They anticipate their incomes substantially increasing in the next 3 to 8 years, but right now they are on a tight budget. Choose the best permanent life insurance option for Nancy and Joe.
A. Limited-pay whole life
B. Decreasing term insurance
C. Modified premium whole life
D. Current assumption whole life
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