Nancy Smith is insured under a personal auto policy like your sample policy. One day, her boss at ACME Inc. asks her to take her car (the described car, a private passenger car) to the office supply store to pick up supplies for the office. While on this errand, Nancy negligently strikes a car driven by Bill Martin, injuring Bill and damaging Bills car. Nancys car is damaged as well. Bill decides to sue both Nancy and ACME Inc., her employer (as Nancys employer, ACME Inc. is responsible for her on-the-job actions). Which one of the following correctly states who is covered under Part ALiability of Nancys policy under these facts? Select one:

a. Just ACME Inc.

b. Both Nancy and ACME Inc.

c. Just Nancy

d. Neither Nancy nor ACME Inc.