Question
Nancy Smith is insured under a personal auto policy like your sample policy. One day, her boss at ACME Inc. asks her to take her
Nancy Smith is insured under a personal auto policy like your sample policy. One day, her boss at ACME Inc. asks her to take her car (the described car, a private passenger car) to the office supply store to pick up supplies for the office. While on this errand, Nancy negligently strikes a car driven by Bill Martin, injuring Bill and damaging Bills car. Nancys car is damaged as well. Is Nancy covered under Part D for the damage to her car? Select one:
a. Yesshes the named insured, the car is the described car, and no exclusion applies
b. Nodue to the business exclusion
c. Yesbut only if her employer has no insurance
d. Nodue to the public or livery exclusion
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