Nandipha Xolo is $43$ years old. She works for a coffee company, called Mugly. During the $2020/2021$ tax year of assessment, she earned a salary of R$20,000$ per month. Nandipha$$s cost to the company includes a monthly travel allowance of R$1,500.$ She has a medical aid scheme to which she contributes R$2,500$ per month for herself and her husband who is a dependent on her medical policy for the entire tax year. Nandipha also contributes $10\%$ of her salary to a retirement annuity fund. She incurred additional medical expenses of R$6,000$ for an eye operation that took place during January $2021,$ which was not reimbursed by the medical aid. Nandipha received five days of free accommodation at Mugly$$s owner$$s holiday home situated in Camps Bay, for being a star employee. Usually, houses in Camps Bay of similar size and location are rented out for R$1,500$ per night. Nandipha used this benefit over the December $2020$ holidays. Calculate Nandipha$$s personal income tax liability for the $2020/2021$ tax year, using the $2020/2021$ tax rates.