Navdeep own's a restaurant and has a BOE contract that allows for a monthly benefit maximum of \\( \\$ 6,000 \\). While Navdeep's business has typical monthly overhead expenses, there are several expenses that are not spread evenly over the course of the year. His life insurance agent arranged a BOE policy that takes this into account. Navdeep's claim to his insurance company after suffering an injury has been approved. In the first month of benefits eligibility, the business has qualifying expenses of \\( \\$ 6,900 \\). Given this scenario, which of the following statements is correct? Selectone: 3. Navdeep will carry forward \\( \\$ 900 \\) to be applied only to his next month's expenses, as long as that month's expenses do not exceed \\( \\$ 6,000 \\) per month b. Navdeep will not be able to recover \\( \\$ 900 \\) of his expenses as the limit is \\( \\$ 6,000 \\) c. Navdeep will be able to recover \\( \\$ 900 \\) in the first month, reducing the following month to \\( \\$ 5,100 \\) d. Navdeep will carry forward \\( \\$ 900 \\) to be applied to the following month' expenses, as long as the total future expenses do not exceed \\( \\$ 6,000 \\) per month