NebNas manages the credit department for a grocery store chain in the province, and she would like to determine whether the mean monthly balance of credit card holders is equal to $95. A random sample of 100 accounts indicated that the mean owed is $101.5 with a sample standard deviation of $25.6. If she wanted to test whether the mean balance is different from $95 and decided to reject the null hypothesis, what will be the p-value of the test?