Ned and Carla buy a house that is listed at $$105,000$; their offer for $$5,000$ less than that is accepted. They obtain a loan with an $80\%$ loan$-$to$-$value ratio. The loan is for $30$ years with a $5\mathrm{.}5\%$ interest rate. Taxes for the year are $$4,000$; insurance for the year is $$800.$ Calculate their monthly PITI payment. Be sure to use the amortization table.

$1-454$

$2-467$

$3-854$

$4-867$