Nedra currently earns $24,000 annually but will cut back to halftime while in school. She'll use student loans to fund college costs, which she estimates to be $8,000 per year. Finally, Nedra believes she can increase her income by $8,000 per year after graduation. 1) Over the 2-year period needed to complete her associate's degree, What will be the total costs for Nedra to complete her associate's degree