need #4 i already posted #3

3. A bank is willing to lend you $ 15,000. to make some home improvements. The loan is to be repaid in 10 equal installments with the first payment to be made one year from now. If the interest rate on the loan is 6%, what will be the size of the annual payment? 4 points 4. Referencing the previous problem, if each payment occurs at the beginning of each year what will be the size of th- annual payment? 3 points