Need explanation pls

31 Suppose a corporate health plan is offered to employees. Each year, employees have the option to 'opt-out' of the health plan, or enroll in the health plan. 95% of the people that had enrolled in the previous year will renew their health plan and enroll. Of the people who opted out the previous year, 40% decide to enroll in it the next year. Currently, 20% of employees are enrolled in the health plan. a. Find the percentage of employees that are anticipated in enroll in the health plan one year from now. Use Markov chain techniques in your answer. .95 E Opt Enroll POT 0.6 0.4 Out 4 - 1h 06 0.4 10 05 09 9 b. Find the percentage of employees that are anticipated to enroll in the health plan in the long-run. Sp= sexty = 1 06 04 ( = 0.05 0.95 EX y ] 242