need help, asap.

1. You bought a lottery ticket and found that you got lucky! Suppose that the interest rate is 5% per year. Please choose the payment plan of the highest present value:

2. Main Factory is preparing to pay its first dividend. It is going to pay $0.45, $0.60, and $1 a share over the next three years, respectively. After that, the company has stated that the annual dividend will be $1.25 per share indefinitely. What is this stock worth to you per share if you demand a 10.8 percent rate of return on stocks of this type?