Need help evaluating three loans. Choosing prospective lenders for personal loans you may need in the future. Need a description of the loan, three sources for the loan, and advantages and disadvantages of the loans. Next is the cost of purchasing a car vs leasing a car over four years. It is the same car for buying and leasing. First section is purchasing a car with the car purchase price, down payment amount or trade in value for current car, interest rate which is annual rate / 12 month per year, number of months, annual forgone interest on down payments, monthly payment on car loan, total monthly payments, total, expected amount to be received when car is sold, and total cost of purchasing. Next is the cost of leasing the car which is a security deposit, forgone interest, monthly lease payments, total monthly payments, and total cost of leasing. Thank you.

The last things are three decision questions. 1. Report how much you afford to spend each month on personal loans. 2. Report which lenders you may consider using in the future and why. 3. Is purchasing or leasing a vehicle a better choice for your needs?