Need help on how to calculate the Present Worth and Annual Worth of the 3-yr CF using interest rate at 3% interest rate and calculate the Rate of Return of CF given a reinvestment rate of 6%.

Cate Year 1 Year 2 Year 3 % of Total Expenses Grand Total Income/Salary $59,07 $55,620 $57,288 $171,985 Transportation $10,109.00 $5,205.60 $16,333.00 $3,600.00 $5,205.60 $20,520 $15,333.00 $17 333.00 $48,999 ea $3,800.00 $10,700 Charity/Gifts $0.00 $0.00 0% $0 $10,000.00 $10,000.00 $10,000.00 $30,000 Entertainment $1,000.00 $1,000.00 $3,000 Savings $3,500.00 $4,500.00 9% $14.600 Investments $500.00 $600.00 $700.00 $1800 ans $5,400.00 $5,000.00 $5,000.00 $15,400 Learning Misc TOTAL $600.00 $600.00 $600.00 $1800 $7,200 $17,965.72 $1,200.00 $2.000.00 $4,000.00 5% $8,134.92 $6,781.40$3,049.40