Need help on personal finance review

15) Jeremy does not like the idea of paying points. A point is actually A one percent of the selling price of the house. H) one percent of the amount financed with the mortgage. C) one percent of the taxable value of the house and property. D one percent of the selling price minus the realtor's fee. E) none of the above A) how much debt you currently have. E) your sense of responsibility with respect to debt payment. C) how often and on what do you use your credit card. 17 The factor that has the largest influence on your credit score is... payment history. A) Your The amount you owe and your available credit. You monthly income. D) Types of credit you use. Why is Credit Scoring important? L The higher your credit score, the higher your interest cost IL It may help you get the best deal on many types of oans: home, car, and consumei It also may reduce the cost of your insurance products which are based on your credit score. IV. It is used by employers. v. The majority of mortgage loans are sorted on credit scores. A) I, III & IV only B) II, III, IV, and V L II and IV only DII, III, IV, and V 19 A savings alternative that pays a fixed rate of interest while keeping your funds on deposit for a contracted period of time that can range from 30 to several years is called a A) certificate of deposit B) order of withdrawal deposit demand deposit None of the above are correct