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14. Antonios Investment Company is planning on investing $800 per month in an annuity with a going rate of 2 percent per month for the next 60 months. How much can AIC borrow today if the company wants to invest in this kind of annuity? 15. Mazin has an American Express credit card balance of $12,000 which carries an APR of 6 percent. If Mazin plans to make annual payments of $1,000. How long will it take Mazin to pay off the credit card balance? Express your answer in both months and years rounding your response to two decimal places. 16. Suppose Ahmad borrows $20,000 from Sallie Mae to fund his college education and agrees to make $500 minimum payments each month for the next 60 months. What would be the monthly interest rate to be charged by Sallie Mae? Express your answer using two decimal places