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need help solving Neveah and Kaden received a 30 -year mortgage for $201,000 at the APR of 10.3%, compounded monthly. After they had made 12

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Neveah and Kaden received a 30 -year mortgage for $201,000 at the APR of 10.3%, compounded monthly. After they had made 12 years of the payments (144 payments) they decided to refinance the remaining loan balance for 25 years at an APR of 6.8%, compounded monthly. What will be the balance on their loan 4 years after the refinance

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