Need help! Thanksss

(b) Malaysia's Short-Term Interest Rate: Month End: KLIBOR: 3 Months was reported at 1.98 % per annum (pa) in Aug 2020, compared to 2.01 % per annum (pa) in the previous month. Malaysia's Short-Term Interest Rate data is updated monthly, available from Jan 1988 to Aug 2020. The data reached an all-time high of 11.06 % per annum (pa) in Jun 1998 and a record low of 1.98 % per annum (pa) in Aug 2020. Short Term Interest Rate is reported by Bank Negara Malaysia. CEIC calculates the indicator using daily 3-months Kuala Lumpur Interbank Offered Rates.," (Source:Bank Negara Malaysia, September 15, 2020) Due to the Covid-19 pandemic, Malaysia's interest rate is declining sharply. Meanwhile, the share market provides a lot of opportunities. Harry is a 32-year-old married individual with two kids. He works as a manager with gross income of RM 6,000 and has RM 100,000 in Fixed Deposit Account and RM 20,000 in his Savings Account He is interested to invest in the share market and consult you for advice. As a financial advisor, provide advice and recommend an investment strategy to Harry based on the situation above. (6 marks)