Need help understanding the entires on a financial calculator

Thom owes $7,200 on his credit card. The credit card carries an APR of18.4 percent compounded monthly. If Thom makes monthly payments of $225 per month, how long will it take for him to pay off the credit card assuming that he makes no additional charges? Multiple Choice 0 41.38 months 47.75 months 44.34 months 32.00 months 0000 11.43 months You want to retire exactly 40 years from today with $2,060,000 in your retirement account. If you think you can earn an interest rate of 10.51 percent compounded monthly, how much must you deposit each month to fund your retirement? Multiple Choice O $297.27 $429167 $33150 $278.69 $276.27 0000 You have just leased a car that has monthly payments of $380 for the next 4 years with the first payment due today . If the APR is 7. 2 percent compounded monthly , what is the value of the payments today ?' Multiple Choice* $16 , 483 . 29 $14 , 456.72 $15 , 376 .20 $15 , 807.55 $15, 902.40