Need help understanding what this means. Please break it down and give example:

- instead of the $12.5mm term loan will be $10.0mm + $4.5mm deferred term loan (What is difference between a term loan and deferred term loan?)

- revolver from $1.0 to $2.0 million (What is a revolver and what does this mean in terms of this)

- Under the interest rate para, governor on the rate drop is debt / ebitda <4.25x vs. 4.00x. ebitda >5mm stays. (What is the interest rate para, governer and "<4.25x ebitda > 5mm" mean?)

- not getting equity co-invest

- Commitment fee drop from 200 to 150 bps (What is this committment fee and what is the bps?)

revolver 75 bps commitment and 75 bps funded

funded term loan 150 bps

dtl 50bps at close + 100 bps when drawn (What do all of these bullet points mean?)