Need help with the second part of this question please.

You wish to buy a $10,600 dining room set. The furniture store offers you a 3-year loan with an APR of 7.2 percent. What are the monthly payments? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Payment $ 328.27 per month How would the payment differ if you paid interest only? (Do not round intermediate calculations and round your final answer to 2 decimal places.) Payment per month