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of the most frequently encountered applications involves the calculation of a future value. The process for converting present values into future values is called knowledge of the values of three of four time-value-of-money variables. Which of the following is not one of these variables? This process requires O The duration of the deposit (N) O The interest rate (1) that could be earned by deposited funds O The present value (PV) of the amount deposited The trend between the present and future values of an investment All other things being equal, the numerical difference between a present and a future value corresponds to the amount of interest earned during the deposit or investment period. Each line on the following graph corresponds to an interest rate: 0%, 10%, or 19%. Identify the interest rate that corresponds with each line